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Certain life events require changes to your Lockheed Martin benefits.

Qualifying Life Events

  • enroll-icon.gifMarriage, birth of a child, divorce, or a dependent losing eligibility are examples of qualifying life events.

  • enroll-icon.gifYou have 30 days to report a qualifying life event and/or make a change as a result of a qualifying life event.

  • enroll-icon.gifYou can report a qualifying life event online or by phone.

Normally, you can make changes to your benefit elections only during Annual Enrollment. However, if you experience a qualifying life event, like a marriage or birth of a child, you may request to make changes to your Company-sponsored benefits. You have up to 30 days from the date of the event to make the required changes. To report your qualifying life event, go to the Employee Service Center Online, or call your Service Center as described below.

What is a qualifying life event?

A qualifying life event (QLE), also known as a qualified status change, is an event specified under Internal Revenue Service (IRS) guidelines that permits you to change certain benefit plan elections at a time other than during their Annual Enrollment period. Examples of a qualifying life event include marriage, birth of a child, divorce, or a dependent losing eligibility.

Annual Enrollment is not a COBRA-qualifying event

If you voluntarily drop health care coverage for yourself or a dependent during Annual Enrollment, you and/or your dependent will not be eligible for continuation coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Eligibility for COBRA coverage occurs only in cases of certain employment termination or other eligibility actions (such as when your dependent no longer meets the eligibility criteria for coverage). Questions about COBRA eligibility may be directed to the Lockheed Martin Employee Service Center (LMESC) at 1-866-562-2363.

Reporting your qualifying life event

You can get coverage information and report your qualifying life event by calling the Employee Service Center at 1-866-562-2363 toll free, or 1-800-833-8334 for the hearing impaired. International callers may access the toll-free number by requesting an overseas operator or by calling 1-201-242-4397. Representatives are available between 8 a.m. and 8 p.m., Eastern Time, Monday through Friday, except on holidays. For more information about qualifying life events, visit Frequently Asked Questions.

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